Allier services bancaires et téléphones mobiles est une tendance incontournable aujourd’hui, et ceci même si le niveau préparation de nombreux pays n’est pas encore à la hauteur de ces attentes (ndlr. voir l’article Développement des services financiers sur mobiles : L’immobilisme prévaut en 2011 dans le monde | b3b).
Sur cette thématique, la Banque Mondiale a publié récemment un papier issu de ses recherches et souhaite apporter par ce biais une série de réflexion en vue d’un développement maîtrisé et sécurisé de cette technologie.
Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking.
Since it lies at the interface between financial services and telecoms, mobile banking also raises competition policy and interoperability issues that are discussed in the paper. Finally, by unbundling payments services into its component parts, mobile banking provides important lessons for the design of financial regulation more generally in developed as well as developing economies.
via Mobile Banking and Financial Inclusion : The Regulatory Lessons (from Michael Klein & Colin Mayer)
Since it lies at the interface between financial services and telecoms, mobile banking also raises competition policy and interoperability issues that are discussed in the paper. Finally, by unbundling payments services into its component parts, mobile banking provides important lessons for the design of financial regulation more generally in developed as well as developing economies.
Cette référence a été mise en évidence via la cellule de veille documentaire FinWatcher. Pour toute information : [email protected]
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